Factor Table 3

Reduction Factors used to Determine your Rule of 85 Benefit
AGE
FACTOR
59
89.68%
58
80.59%
57
72.55%
56
65.43%
55
59.11%
54
53.48%
53
48.45%
52
43.96%
* Your monthly benefit at Normal Retirement Age will be multiplied by this factor to determine your reduced benefit.
factor table 3

Reduction Factors used to Determine your Rule of 85 Benefit AGE FACTOR 59 89.68% 58 80.59% 57 72.55% 56 65.43% 55 59.11% 54 53.48% 53 48.45% 52 43.96% * Your monthly benefit at Normal Retirement Age will be multiplied by this factor to determine your reduced benefit.