Frequently Asked Questions

  • If my divorce decree says that my ex-spouse is entitled to a portion of my retirement benefit, when can they get it?

    In order for retirement benefits to be attached through a divorce action, the Plan must receive a signed Qualified Domestic Relations Order (QDRO). For benefits earned before July 1990, the earliest payment is when you attain age 50 or, if earlier, terminate your employment. For benefits accrued after July 1990, the earliest payment is when you attain age 52. If you are retired, benefits assigned to your former spouse can commence once a signed, qualified order is submitted to the Trust.

  • What is a Qualified Domestic Relations Order (QDRO)?

    It is a court order signed by a judge that assigns a portion or all of your benefit to your spouse, former spouse or children of the marriage. These orders can be submitted to the Plan before or after you have retired.

Pension

Retirement and related ben­efits for participants.