4.2 Minimum Retirement Age
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You may retire as early as age 52 with a reduced benefit. Unless you qualify for the Rule of 85 or meet the requirements for an unreduced benefit under an Early (age 63) Retirement, the benefit payments you receive will be reduced to account for commencement before Normal Retirement Age at 65.
Age | Factor |
---|---|
65 | 1.0000 |
64 | .8859 |
63 | .7870 |
62 | .7009 |
61 | .6258 |
60 | .5600 |
59 | .5023 |
58 | .4513 |
57 | .4063 |
56 | .3664 |
55 | .3310 |
54 | .2995 |
53 | .2713 |
52 | .2462 |