APPENDIX C: Early Retirement, Qualified Retirement, and Rule of 80 Retirement for Benefits Accrued Before January 1, 2012

The Early, Qualified and Rule of 80 Retirement Benefits in this Appendix C are subject to all other requirements, limitations, and calculations described in Section 4, When You May Retire, and in this SPD.

Pension

Retirement and related ben­efits for participants.