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Becoming permanently disabled is a great change in your life. It means that you will have to learn to alter much of your lifestyle. Some adjustments may be small while others may signify a complete transformation.

You should look through this web site to find the covered medical services that may apply to your particular situation. This research should also help you figure out a medical and rehabilitation plan that suits your needs as well as your budget. It may also be helpful to find out if any such benefits are available to you through your spouse’s plan.

Plan Checklist

  • Review the rules for the Time Loss benefit in the BenefitTabs™ and SPD and then apply for any benefits you may be due.
  • Go over the rules concerning the limited disability extensions to coverage and COBRA continuation coverage rules. Continued Welfare coverage is an essential ingredient to dealing with your disability.

Also Consider…

Alaska has a vocational rehabilitation agency to provide services to residents who become disabled. Please take a look at the external links on this page.

If your disability is determined to be due to illness or injury resulting from your job, you will be eligible for workers’ compensation. A link to the Alaska state agency is on this page.

If you are under 65 you may be eligible for Supplemental Security Income (SSI). SSI generally makes monthly payments to people who are aged, disabled or blind and who have limited income and resources. You need to contact your local Social Security office to pursue the application process.

  • National Organization on Disability
    Promotes full and equal participation of America’s 54 million men, women and children with disabilities in all aspects of life.
  • AAPD
    A cross-disability site with numerous resources and free membership available. Home of the Enable magazine.
  • disAbility Online
    Maintained by the US Department of Labor Disability Employment Initiatives Unit of the Employment and Training Administration. Provides information on employment resources and services available to individuals with disabilities.
  • Alaska Workers’ Compensation
    Government information on partial wage replacement for job related disabilities.
  • Alaska Division of Vocational Rehabilitation
    This links to the Division’s web site.
  • MossRehab Resource Net
    Information and resources for the disabled.
Life Events

Wherever life takes you, know your benefit impact.