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Whatever the reason may be for your leaving the industry, you should determine the effect this will have on your benefit plans.
- Once you have left your industry, are no longer working in covered employment and you have exhausted your Dollars Bank, under most circumstances you may elect to self-pay on a monthly basis to stay covered under the continuing coverage provision for up to 18 months.
- You should check your vesting status under the Pension Trust to determine whether you are vested for a pension benefit. Since this benefit will not be payable until you reach the required age, you must keep your address information current with the Trust Customer Service Office.
- If you are vested and married when you leave the industry and you later become divorced, be sure to deal with the division of your pension benefit at the time of your divorce. If you wait until you reach retirement age to do this, you may experience a considerable delay before you can get the paperwork straightened out and can begin receiving benefits.
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